As you know, an emergency could happen any time! You've probably been taught to be prepared for a fire, or tornado, or even earthquakes. But have you been prepared for a burglary or wreck? Someone could break in your house faster than you would even know it! What would you do? You're not always going to be by the phone. It's always better to be safe than sorry!

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[edit] Steps

Tornado If you're at home and a meteorologist has warned you of a tornado in your area, take cover in the most safe place possible. If you have a storm cellar or safe room those are the safest places you could take shelter in. If you don't, make sure you're on the lowest level! If you have a basement go there, in a small corner, and protect yourself with something soft like a mattress or lots of blankets and pillows. If you don't have a basement go in a closet (such as a coat or a linen closet) in the center of the lowest level of your home. Don't go in a room with windows! Again, protect yourself with a mattress or pillows and blankets. Keep a radio near-by at all times tuned on a station telling the weather. If you're home alone the least thing you want to do is panic. Do not wait around for your parents to come home, cause they're probably not going to if there is a tornado warning. Where ever you're taking cover, keep a phone with you! This way, if you keep trapped under debris you'll be able to call 911 for help. Don't leave your shelter until you know it is safe.
Fire' If you're at school your teacher should already have a plan. If he or she doesn't have your parents discuss the importance of a good fire escape plan. If you're at home make sure you also have a fire escape plan. That should Consist of 2 ways to get out of room in every part of the house. Every family should have at least 3 fire alarms!, But if you're in your room and all of a sudden you smell smoke, go to your door but don't open it. Feel of the door to see if it is warm with the backside of your hand. If it is and you know there is a fire in your home, go to the biggest window in your room and open, or break open the screen (if your window has one). You can break it open by using a toy to bang on it with, or just punching through and pulling it apart. If you're room is on the second floor, keep a escape ladder handy. These ladders are made of rope and wood and fold up so you can keep it near by. Carefully escape and run as far away from the house as possible (staying in your yard).
Earthquake Earthquakes have only two ways of easy survival. One: run under a sturdy table, where there are no objects to fall on you or the table. Or run to the door way and stand straight and still. Don't move around! The more you move the better chance you have of getting killed. Open fields, and (some might argue) limestone caves are the best places to be during an earthquake. Open fields rarely have fault lines, and there's nothing to fall on you. The cave theory is disputed, but the theory is: that you can shake it as much as you want, but the hole in the rock stays the same. Limestone is the strongest sedimentary rock.
Burglary Most homes now have security systems. A security system is something that automatically contacts someone for help and makes a loud noise when someone breaks in. They have saved many lives, but then again not everyone. If someone breaks in you'll either see them, hear gun shots, yelling, or movement. Or you won't see them at all. If you see them and they don't see you, be as quiet as possible! If you think you can, sneak off the other direction and hide under your bed, cover your self up with a blanket, or climb to the top shelf on your closet. Any where you think you'll be safe until help arrives. Keep a cell phone with you at all times - even at home. Immediately call 911! The longer you wait, the longer it will take. Just remember, stay quiet and calm. Don't cry or they'll hear you. Just think good thoughts and know that you're going to be okay.
Car Wreck Car wrecks can happen so fast! That's why you need to be prepared! If a wreck happens, try to get out of the car (unless you absolutely can't), and if possible, call 911. If you're stuck and you can't, let someone know that you're still alive. Say something like, "Help," or "I'm alive," as loud as possible. When emergency arrives, it may hurt when they pick you up. Remember they're there to help you and you're going to be okay. Stay as calm as you can the whole ride to the hospital and let them do whatever they have to do in order for you to survive.
Even though there are so many emergencies that can happen, you can always be prepared. Through any emergency always stay calm. It always pays to be prepared!

[edit] Tips

In a storm cellar keep large supplies of water and snacks. If possible, in a closet or where ever you will be taking cover during a tornado, too. You can get treats like dry-ice ice cream (it's dry "ice cream" that tastes cold in aluminum packets). If you go in a storm cellar or storm room, keep a comfortable environment. The more relaxed it looks the more relaxed you'll feel.
Always keep a cell phone on you! A cell phone will do good in any kind of emergency!
Ask your parents to purchase "Self Powered Radios" AND "Self Powered Flashlights". These do NOT use batteries at all, and will provide light, info, and glow sticks. Safer than candles, especially if there is a gas leak nearby.
Always keep an Emergency Kit in your home and in every car. This should consist of: Self powered flashlights, self powered radios, canned food, a can opener, 3 gallons of water per person per day, sleeping bags or blankets and pillows, pet food (if you have pets), duct tape, large trash bags, high citric lemon juice, whistle, compass, candles, cell phone, water-proof matches and/or a lighter, a fully-stocked first-aid kit, prescription pills, rope, and pliers or other tools. this is at the least the minimum of what you should have. Customize your own kit with your family.

[edit] Warnings

If you're in a limestone cave, be wary of loose rocks inside. Go to a place where you are in between two or more larger rocks that are solid. Beware of stalactites falling.